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Insurance | FundOra
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Insurance that Actually Protects You

Compare and buy the best life and health insurance plans from India's top insurers. Zero commission, 100% transparent, instant policy issuance.

βœ… Why Choose FundOra Insurance
Compare 20+ top insurers in seconds
Zero commission β€” lowest premiums guaranteed
Dedicated claim assistance team
Your Protection Summary
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Health Coverage
β‚Ή10 Lakh for β‚Ή599/mo
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Life Cover
β‚Ή1 Crore for β‚Ή399/mo
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Critical Illness
β‚Ή25 Lakh lump sum
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Accidental Cover
β‚Ή50 Lakh protection
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Choose Your Protection
Comprehensive insurance solutions for every life stage and need.
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Term Life Insurance

Pure life protection for your family at the most affordable premiums.

Cover up to β‚Ή10 crore
Tenures from 10–40 years
Tax benefit under Section 80C
Critical illness rider available
Online issuance in minutes
β‚Ή1 Cr cover starts at β‚Ή399/month
Get Term Insurance β†’
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Health Insurance

Comprehensive medical cover for you and your entire family.

Cover up to β‚Ή1 crore
10,000+ cashless hospitals
Pre & post hospitalisation
No room rent limit
Day care procedures covered
β‚Ή10 Lakh family cover from β‚Ή599/month
Get Health Insurance β†’
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Critical Illness Cover

Lump sum payout on diagnosis of 60+ critical illnesses.

Cover up to β‚Ή50 lakh
60+ illnesses covered
Cancer, heart attack, stroke & more
Tax benefit under Section 80D
No bills β€” direct payout to you
β‚Ή25 Lakh cover starts at β‚Ή249/month
Get Critical Illness Cover β†’
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Personal Accident Cover

Financial protection against accidents, disability, and accidental death.

Cover up to β‚Ή1 crore
Accidental death & disability
Hospitalisation expenses
Loss of income benefit
Worldwide coverage 24/7
β‚Ή50 Lakh cover starts at β‚Ή99/month
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The Smart Way to Buy Insurance
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Compare 20+ Insurers

Unbiased comparison of all top insurers. Find the best premium for the same coverage.

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Zero Commission

We don't earn from premiums. Lower cost means more coverage for the same money.

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Instant Issuance

Get your policy in minutes. No paperwork, no agents, no waiting at offices.

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Claim Support

Dedicated claim assistance team. We help you navigate the claim process end to end.

Get Insured in 4 Steps
1

Enter Details

Age, health, and coverage needs.

2

Compare Plans

See plans from 20+ insurers side by side.

3

Choose & Pay

Select your plan and pay securely online.

4

Policy Issued

Policy document in your inbox instantly.

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You're Protected!

Coverage starts immediately. Relax.

Insurance FAQs
What is the difference between term and whole life insurance?

Term insurance provides pure death cover for a specific period at low premiums. Whole life has a savings component, making it much more expensive. For maximum protection at minimum cost, term insurance is recommended for most Indians.

How much life insurance cover do I need?

A general rule is 10–15x your annual income. If you earn β‚Ή8 lakh/year, a β‚Ή80 lakh–₹1.2 crore cover is appropriate. Factor in outstanding loans, dependents, and future goals.

Is there a waiting period for health insurance claims?

Most health plans have a 30-day initial waiting period (except accidents), 2-4 years for pre-existing conditions, and specific waiting periods for certain diseases. Accident coverage starts immediately.

Can I buy insurance if I have a pre-existing condition?

Yes, you can. However, pre-existing conditions like diabetes or hypertension may be covered after a waiting period (usually 2-4 years) or with a higher premium loading. Always disclose all conditions honestly to avoid claim rejection.

How does FundOra help with insurance claims?

Our dedicated claims assistance team helps you throughout the process β€” from filing the claim to document submission and follow-up with the insurer. We ensure your claim is processed smoothly and quickly. Call us at +91 44 0000 0000 for immediate claim support.

Protect Your Family Today

β‚Ή1 Crore life cover starts at just β‚Ή399/month. Don't wait.

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