Insurance that Actually Protects You
Compare and buy the best life and health insurance plans from India's top insurers. No extra charges, 100% transparent, instant policy issuance.
Term Life Insurance
Pure life protection for your family at the most affordable premiums.
Health Insurance
Comprehensive medical cover for you and your entire family.
Critical Illness Cover
Lump sum payout on diagnosis of 60+ critical illnesses.
Personal Accident Cover
Financial protection against accidents, disability, and accidental death.
Compare 20+ Insurers
Unbiased comparison of all top insurers. Find the best premium for the same coverage.
No Extra Charges
You pay exactly the premium the insurer publishes — nothing is added on top for buying through FundOra.
Instant Issuance
Get your policy in minutes. No paperwork, no agents, no waiting at offices.
Claim Support
Dedicated claim assistance team. We help you navigate the claim process end to end.
Enter Details
Age, health, and coverage needs.
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See plans from 20+ insurers side by side.
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Policy Issued
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You're Protected!
Coverage starts immediately. Relax.
Term insurance provides pure death cover for a specific period at low premiums. Whole life has a savings component, making it much more expensive. For maximum protection at minimum cost, term insurance is recommended for most Indians.
A general rule is 10–15x your annual income. If you earn ₹8 lakh/year, a ₹80 lakh–₹1.2 crore cover is appropriate. Factor in outstanding loans, dependents, and future goals.
Most health plans have a 30-day initial waiting period (except accidents), 2-4 years for pre-existing conditions, and specific waiting periods for certain diseases. Accident coverage starts immediately.
Yes, you can. However, pre-existing conditions like diabetes or hypertension may be covered after a waiting period (usually 2-4 years) or with a higher premium loading. Always disclose all conditions honestly to avoid claim rejection.
Our dedicated claims assistance team helps you throughout the process — from filing the claim to document submission and follow-up with the insurer. We ensure your claim is processed smoothly and quickly. Call us at +91 44 0000 0000 for immediate claim support.